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Unwanted Scrutiny: Feds Investigate Self-funded Health Plans and Stop-loss
The federal government seems to be fishing around for evidence showing that self-insured health health plans will siphon off healthy lives from state-run insurance exchanges (a cornerstone of reform)....
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Texas Excludes Self-funded Plans From ‘Insurer’ Definition, Exposing S-L...
In a May 18 ruling, the Texas Supreme Court compelled a stop-loss insurer to pay a direct premium tax on stop-loss policies sold to self-funded health plans. Stop-loss insurance written in Texas for...
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Stop-Loss Insurers Would Not Be Health Exchange ‘Navigators’ Under HHS Proposal
The health reform law provides that entities called “Navigators” will assist consumers and small businesses in researching health insurance exchanges — but stop-loss insurers for self-funded health...
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Stop-loss Restrictions Advance in Several States
Fast-moving events have advanced state-level proposals aimed at regulating stop-loss, which would make it more expensive for small employers to self-insure health benefits, and put power over...
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Calif. Law Restricting Stop-loss Approved
Legislation designed to make it more difficult for smaller employers to self-insure by restricting their ability to obtain stop-loss insurance with very low attachment points was signed into law on...
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DOL Supports State Laws Barring Low Stop-loss Attachment Points
State laws barring stop-loss policies with low attachment points are not preempted by ERISA, the U.S. Department of Labor said in Technical Release 2014-01. Ten states have passed such laws, many of...
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